If you are looking to get unsecured business lines of credit, you should research well before committing to anything. There are a lot of pitfalls a business owner can fall into if they do not gather information first and weight their options. It is always a good idea to talk to either an attorney or someone from the SBA. There are lots of people who are more then willing to help small business owners out. I have gone through this process with my brother before and it was confusing at first. After a bit of research, we were able to figure it out and wade our way through it well enough.
Notes from Abigail