Category: money

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Credit repairs

Some years ago I had a serious debt problem. It took me forever to take care of it by myself. I never had any help and simply plugged away working multiple jobs to pay everything off. Today, you can go to professionals that I was unaware of back then. They were probably there, I just didn’t know about them. I heard later that there were commercials on TV for them, but as I worked so much, I never got to watch TV. Credit Repair Miami is one of the many available to help you consolidate your debt so that you can pay it down easier.

Also known as the Debt Relief Centers of America, they have a lot more knowledge than I ever did. I wish I had known then, that there were people who could help me. It wouldn’t have taken me half as long and I certainly wouldn’t have had to work so many hours. It seems like I missed an entire chapter of my life because of it.  I keep myself on a strict budget now, and hope I will never need them, but if I do, I definitely know where to go. I won’t make the same mistake twice.

 

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Busted pipe

Well this is not good. We ended up with a busted pipe in the basement and there was more damage than we thought. The pipe burst while we were sleeping and we had no clue. By the time I noticed that something was wrong, the basement was knee deep in water. The plumber came and fixed the pipe, as well as pumped the water out for us, but now we have to worry about water damage repair.

The carpets down there will have to come up or be professionally cleaned. The drywall is totally ruined as well. Fortunately, the furniture that is down there in the family room, is rather old so I am not really worried about it. I bought it used so that the kids couldn’t really ruin anything nice. Kids do have a tendency to make a mess and spill stuff so it was smart on my part. I will go find some second hand stuff and buy it cheap, just like I did the first time.

 

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Summer job

So my 14 year old got a summer job working with his uncle. His uncle has a tree cutting service and needed help loading branches and stuff onto a trailer. It doesn’t pay as much as I would like but my son says he doesn’t care since he is making money. He is working to buy something, although I am not sure what as he won’t say anything other than there is something he wants to buy. At least he is working towards it on his own. I can’t wait to see what it is though.

trees
Tree service
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Found one

I had mentioned before ( I believe) that my cousin was looking for a lawyer for bankruptcy. Well apparently he found one and is happy with the choice he has made. The lawyer is helping him to not lose quite everything in the process. He has been so worried about this lately and now he can breath a little easier. With any luck the process with be a painless as possible.

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Family

My cousin Crystal is getting a divorce and is having a really bad time with it. She had to find and Alimony Lawyer Boston to help her, as she helped her husband start and maintain his own business. Apparently he doesn’t believe that she deserves anything after all of the time she put in. It is always sad when people split up and their marriage is over. I really liked her husband and it is still a bit of a shock that they are ending it.

Since they have kids she chose Amy Huff Harris who also does the alimony as well. She is doing everything she can to protect the kids, but they are still understandably upset. Family lawyers are really good at their jobs though and will make sure that everything goes as smoothly as possible. I will have to call Bruce and talk to him as well. No matter what he is still family and I am sure he would like some reassurance that we are not just upset for her sake. He is a good man. I wish I knew what had happened, but she just said they grew apart. It doesn’t make a lot of sense as much as they loved each other, but I suppose it happens.

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New business

My cousin Mike is looking for a raleigh business startup lawyer. He is an electrician and has finally become tired of working for other people. He has slowly been working on building a client list and needs to get the paperwork done to have his corporate licencing ans such all finished and done right. He doesn’t want to make any mistakes, because his lively hood depends on it. I think it is awesome !

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I hate it when that happens

Don’t you just hate it when your boss asks you to come in early to finish up a project that “has” to be done by the next day at a certain time, only to find out that you won’t be working on that project. Then you end up cleaning shop instead because there is nothing important that needs to be done. Well that happened to my hunny today and he is not happy. They are actually already done for the day and he is on his way home as we speak. So now he get’s shorted hours that he would have had a full day because it would have been closer to quitting time and they would’t have left. Ugh!

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If there’s a will, there’s a way

I have been wanting to take my kids to Orlando to go to Disney and the rest of the parks for a long time. Since it is a long trip and expensive, I want to do as many parks as possible and really get my money’s worth. To this end, I started a savings account a few years ago and have steadily put money into it a little at a time. I have it taken directly out of my paycheck when it is direct deposited and don’t check the account all that often. Until today. I was surprised at how much money is in the account.

I realized that we can do our Disney trip this year. I am so happy about this. I haven’t told the kids yet, because I am trying to figure out how to get them down there without them knowing where we are going. This is a little tricky. I may be able to get my parents involved and see if they would like to go as well. We could take their Winnebago and leave at night. Since it is only a twelve hour drive, we can be there by morning and the kids would wake up as we pull in to the Disney camp grounds. I know that my mom would love it, but my father hates to drive at night. Further more, he doesn’t like anyone else to drive his rig, or my boyfriend and I could help by taking shifts. I am going to call mom and have her start working on dad right away. I really want to surprise the kids. It would be just awesome!

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Fashion and me

I have a problem with high fashion because it doesn’t have anything for the everyday woman. Although, more and more we are seeing full figured women modeling clothing for women who have had a few kids and still want to be stylish. The big fashion magazines haven’t really caught on yet, because I rarely see a model on the front cover that I can relate with. Consequently, I don’t buy those magazines. I cannot figure out why they don’t understand that there are more of us full figured women then there are skinny ones. We spend more money per year then the other demographic does, so why do they keep ignoring us? This woman is tired of not being represented by the fashion moguls. Get with the program people, we are here and you are losing money by not serving our needs.

That is all for this rant today. =)

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Home energy audit

If you are looking for home improvement grants, I have just the place for you to go. They can help you solve your energy efficiency problems as well. The home energy team is by far the best that there is. They were able to help me bring my energy bill down by over a hundred dollars a month. That is amazing considering the cost of energy these days. The months that are the worst are middle winter and middle summer, when we run the heater and air conditioner the most.

A Home energy audit can help you bring those costs down considerably. When I had mine done, they found leaks around my windows and insufficient insulation were my two main problems. I was able to get help fixing these problems and have been so happy ever since. My house stays nice and warm in the winter and cool in the hottest summer months. It is the best thing I could have done for my home.