Dedicating the Weekend to Taxes and Paperwork

April weekends are lovely and so tempting to get outside and enjoy the nice weather! Alas, I am stuck in in the house all weekend so I can finish up my taxes and get all the paperwork done. I hate filing and paperwork – I would MUCH rather be outside in the sunshine with my dogs or my family.

Although we get an extra two days this year to beat the filing deadline, I don’t like to wait until the very last minute. But I sure did push this out to the last couple of days before they are due. We have until midnight on Tuesday night this year. I hope to get everything done and dropped off Sunday night.

You have to check this site out!!

Running a business like a Bed and Breakfast is pure pleasure for me but as the times have been tighter lately, then I have really started using discount coupons.  I have always been a penny pincher but now I find myself pinching even more.

With a business like mind, there’s always something I’m wanting to buy for the different rooms like grandfather clocks for the old fashioned rooms and the entrance hall.  Would you believe that I even found Grandfather clock discount coupons?  Well I did and also found some great savings with them.  Now I can buy more than I thought I would be able to.

I’m thinking about a web site

Most all of my advertisement for my Bed and Breakfast has come from word of mouth.  One of the college students that worked for me through the summer and part time after they go back to college has offered to build me a web site about my place.  I told them to shoot out some ideas at me and I would let them know.

The more I think of it, the better I like the idea.  It could bring in more business and is a good way of getting my place better known in the whole cyber-space instead of just in this area and by word of mouth.  I can’t wait to see what he comes up with.

Well the season is off to a good start

It’s still cool up here at night and some days are a little chilly but the people are making reservations at my bed and breakfast better than I thought they would.  With all of the job losses in the state, I was beginning to worry about my business this spring and summer.

I guess people are planning weekend getaways and vacations closer to home like they did last year.  I just hope they keep telling others about my little piece of heaven here in the mountains.  Well that’s what it is to me anyway.

Car loans can be hard to come by lately

I have heard so many people talk about how hard it is to get car loans these days. The banks just aren’t letting go of much of the money they got in their bail out package yet. Until they do, it’s tough to buy a new or especially a used car. Heaven help you if you don’t have absolutely outstanding credit too. You’re chances of getting a loan on a car just went in the can then. My question is this. Just how many of us have absolutely perfect credit? Not many that’s for sure.

Since the economy has done what it’s done, the reason for having less than perfect credit might be of little or no fault of your own either but they don’t consider that at all. I have found a possible solution that helped a friend of mine with get refinancing with It not only lowered his monthly payment but also helped him possibly save a bit of his credit rating.

I was amazed at how easy the whole process was for him. All he had to do was fill out the application securely right online and has his answer a lot faster than he would have from a bank. Their applications are not as rigid as a banks either. They are sure worth checking into if you need a loan or refinancing.

Tax season is always a pain

Of course I have a CPA and they keep up on everything throughout the year but tax season is always a pain.  Especially when it comes to paying what you owe if you owe.  Yeah I owed as usual.  Celeste had to do taxes for the first time in her life and she got back quite a bit since she has Little Joe and she didn’t earn much money either.  Being a full time student helped her too.  One things for sure, I hope everyone got their taxes in before the deadline because it’s a mess when you don’t.   You have to file for extensions and all kinds of crap.  Well I got it all done in time.  I sure hope you did too.

I just couldn’t resist

I have been looking to sort of fix up the place when I realized that I could use a new look myself.  I found some great deals online with coupons to places like Old Navy Stores.  I don’t know about you but I love Old Navy Stores.  They have some great deals and some even better sales too.  But what I liked about this site is it’s linked right to Old Navy Stores online and you can use the coupon when you check out.

Shopping online saves you not only with the coupons but you don’t have to run out any of your gas either.  If you live out in the boonies like I do, that adds up quick.  Do an online coupon search and you’ll be amazed at how many sites there are like  That’s one of my favorite sites because you can find just about anything on there.

Well it looks like the economy is starting to hit

Even there was snow here, business was off just a bit.  In fact, I don’t have half the reservations that I normally do on the books this time of year.  I have to admit it’s the slow season for us because people are ready for spring and warm weather and are more interested in hitting the beaches rather than the mountains but by now, we usually have several weekends already booked solid for late spring and into the summer.

I guess people are afraid to make any reservations right now for fear of not knowing what will be happening then.  I’ll have to come up with some other ways to bring people in.  That’s one thing about owning your own business, you have to stay up on ways to improve your business.

Snow coming!!!!

Well March is making herself known in a big way.  We’re expecting snow tonight and quite a bit of it from what they are predicting.  The funny thing is that even though the economy is in shambles, the ski industry up here has had it’s best year in a long time.  I think part of it is because you can make a day of skiing and make it home that evening.  The motels aren’t doing as well as they would like to but the ski resorts are booming.  We’ll not that far away from a lot of major cities so that helps tremendously.  Now we’ll just have to wait and see what March brings.  Like they say “In like a lion, out like a lamb” so the end of March should be wonderful since this lion of a snow storm is heading at us.

Stocks woes!!

Three major United States stock market indexes closed at their lowest levels in over a decade on Monday, amidst declining investor confidence and worries that the government will nationalize the banks.

The Dow Jones Industrial Average fell by 3.41%, or 251.4 points, to end the day at 7,114.3, its lowest level since October 1997. The Standard and Poor’s 500 index lost 26 points or 3.5% to a level of 743.33, its lowest level since April 1997. The Russel 2000 Index of smaller companies dropped by four percent.

The three stock market indexes have been falling for the last six days. The Nasdaq Composite index lost 53.5 points, or 3.71%, closing at 1,387.7. However, the index remained above its November 20, 2008 low of 1316.12.

Despite the worries about the banks, bank shares climbed today. Bank of America shares rose by 3.2%, whilst Citigroup gained 9.7%. However, stocks for both banks have plunged more than 68% this year-to-date.

“People left and right are throwing in the towel. The biggest thing I see here is the incredible pessimism – the government is doing a lousy job of alleviating fears,” said Keith Springer of Capital Financial Advisory Services.

“Many investors simply can’t contemplate any more stock market risk in their portfolios. Sentiment in the market is very weak and negative,” said the senior market strategist for Invesco AIM, Fritz Meyer.

This is absolutely awful.  I really thought that once the American people saw all that the new president was doing to try and help the economy, they would turn this around.  Instead, just the opposite seems to be true.  How do they expect the economy to turn around if they keep bailing out of the stock market.  They’re hurting the economy by doing so.  If I had a bundle of money, I would start buying like crazy now.  I bet you could make a bundle IF you have the money to start investing but so many have lost so much that they’re giving up and to give up means more economic woes for the country.  Can’t they see that?