Lots of people waiting for their tax refund

I know so many people that are hoping and praying their tax refund comes soon so they can get out of the financial bind they have gotten themselves into just trying to make ends meet.  Some of them have gotten into trouble because of credit cards and are trying to stop what they feel is the only option which is to file bankruptcy.  The economy has hurt so many good people that have never had financial trouble before and they just don’t have any idea what to do but bankruptcy isn’t the answer all of the time.  There are other options available that not enough people know about.

Finding a quality online bank can be tricky business. The best bank deals can be hard to find. If you’re interested in locking in interest rates you should take a look at this list of the best CD rates. Always remember to stay under the FDIC limits though. It’s especially important with the state our banks are in.

A lot of places still have water restrictions

The drought we have been going through the past couple of years has made a lot of people more water conscious.  Did you realize that you could save enough water to fill a swimming pool by changing your old toilet to one of the  low flow toilets?  Well you can.  You’ll also save yourself a lot of money if you pay a water bill.

Just imagine this.  A regular toilet uses about 3 and a half gallons of water to flush your toilet while a dual flush kit uses only 2.1 gallons of water.  You conserve over a gallon of water that way.  Now on the average, you probably flush your toilet about 10 times a day.  You’re saving over 13 gallons of water a day.  That adds up quick.

Here’s the best part, you don’t even have to buy a new toilet to save that much water.  The dual flush retofit on most standard toilets saving you even more money.  I like saving money, and conserving water too, don’t you?

Now Mom wants to remodel the beach house

My parents had a house in Virginia beach that we have had some wonderful times in.  Well Mom is redecorating her home and now wants to remodel the beach house.  She found someone to do the work on Virginia Beach remodeling after I helped her find someone to do her remodeling on her house.

She’s a pretty smart cookie and figured out how to find someone there if they had a site for around here, then they must around there. She was right.   I’m pretty proud of her being able to find someone on the computer like she did.  I also checked them out and they are not ripping Mom off so she did good.

Mom’s going all out

I suggested to Mom that maybe she needed to get some new clothes and possibly some new furniture since Daddy had passed and she had walked around the house for the past couple years missing him something awful.  I thought it might help her to move on.  Well it must have done the trick because now she’s going all out.  She’s even doing some remodeling too.  Thank goodness  she called Richmond remodeling to do the work because at least with them, I don’t have to worry that they will rip her off like some would.

That’s a shame that there are people that will take advantage of a woman alone and just take advantage of her and overcharge or simply do shoddy work.  Well that won’t happen with them.  They are a highly reputable company and when they do a remodeling job, they do it right the first time.  If you aren’t satisfied with their work, they’ll make it right to suit you too.  That’s hard to find in this day in time.  They will do anything from a simple paint job to a complete remodel job.  They will also work with your budget too which is great.  A lot of companies aren’t like that.

I found another furniture site you might like too

I have been looking at all sorts of furniture web sites and have found one that you just might like too.  They have modern furniture that is absolutely gorgeous!  I was amazed at some of the pieces they have on their site.  Beautiful furniture really makes a house a home and if you like modern furniture, this will definitely make you house feel more homey!

Your bedroom should feel more like a sanctuary from the hard cruel world and with their bedroom furniture, you’re almost certain to find just the right style for you.  I like for my bedroom to be not only comfortable but beautiful too.  That is what makes my bedroom my sanctuary and I bet your the same way.  How can you get a good nights sleep in a ugly bedroom?  I sure couldn’t.

Well here’s the cure for the ‘ugly bedroom’ for sure.  Just take a look at some of the platform beds they have to offer and you’ll see the cure.  Absolutely beautiful beds that I can see myself curled up in the middle of with a cup of coffee and a good book.  I’m so glad I decided to shop around a little longer before I decided to buy.

I need help!

There is nothing worse than having a totally unorganized house.  I hate it.  My house has gotten so disorganized that I can’t hardly find anything when I need it.  My closets, well they are all disaster areas.  I can’t find my clothes that I know are supposed to be in there but are hidden in the clutter.  I need help!  Well I found exactly what I needed and it’s new york custom closets.  They custom build what ever it is that you need to totally organize your closet and it’s built the way you want it.  Not a kit like you can get most anywhere that doesn’t even fit and takes a scientist to be able to put the darn thing together.

They not only specialize in custom closets but they are professional organizers too.  They will even custom build kitchen cabinets that are designed to be organized so everything has a place and you can actually find what is in your cabinets almost at a glance.  I love that.  They will design custom storage for your garage to your specifications and just about any other space you need to be organized.  My pantry is now even organized instead of just having everything shoved in it.  The prices are surprisingly affordable too.

Mrs. Madoff

Okay, Bernard has been charged and sent to prison which was not quite enough punishment if you ask me.  But now Mrs. Madoff is trying to say that the millions she has are hers and did not come from her husband cheating all of those people.  Okay then just where did she work or from whom did she inherit this money from???

They need to take everything both of them had, sell every bit of it and compensate all of the people that Bernard cheated out of their hard earned money.  He didn’t earn a dime of it and from what I can see, his wife didn’t either but maybe I’m not seeing the whole picture here.  I doubt it because she may be just his wife and somewhat innocent in the whole ordeal but I’m sorry, she needs to be put out of the penthouse and into a small house she could afford to keep up herself on ‘her income’ she makes honestly like the people that had to return to work when they found out they had squat thanks to Bernard Madoff but that’s my opinion!!!!

I found a cool web site

If you like handmade jewelry or other items or even make handmade jewelry, you have to check out steampunk. You won’t be sorry you did.

Cousin invited me to visit

I have a cousin that lives in Los Angeles California. She’s been trying to get me to move out there for quite some time. She asked me to check out Los Angeles Jobs but I’m just not ready to move away yet.

Sure California has it’s good points and it’s bad points but what place doesn’t.  My mother doesn’t even like for me to visit because of the pollution and it’s also known for having the worst road rage in the country but it’s also a beautiful place.  You just have to know what parts to stay out of, just like any other town.

Mom decided on North Carolina furniture

I told you that my mother was wanting some new furniture since my father passed away.  Well she has decided that she’s going to get Ashley Furniture from North Carolina instead of from somewhere else.  I didn’t realize just how much furniture is made in North Carolina.

It’s more or less the American capital of the furniture industry and you can find some great furniture at fantastic prices there.  You used to have to go to North Carolina to get the great deals but now all you have to do is go to their web site and pick out what you want.  Trust me, you’ll save more money than you can imagine.