Category: Dollars & Cents

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The Future

One thing that is for certain is that the world is full of uncertainty. No matter what time it is, there is always something happening. The recent uprisings in Egypt are one example that comes to mind. It seems that everyday the news has a new item about unrest somewhere in our world. That’s why gold keeps its value. It is a constant in a world that can be variable.

There are many people who believe that gold bullion is a good way to invest your money. I believe its true myself. I know that I am happier knowing that I have bullion in my portfolio. The value always seems to be going up even when everything else is going down. I think it would be wise for everyone to buy gold bullion if they had the chance.

Investors are always looking for something that will keep its value. Gold does that very well. When times are tough, people who own gold are satisfied that they have made a good investment. I think good investors should buy bullion if they have the chance. It only makes sense to invest your money where it is certain to grow. That’s the best advice I can offer and I hope everyone takes it. Good luck in the future with your finances.

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Plastic

One thing that Americans can’t seem to live without is their credit cards. I use mine nearly every day and it has become my favorite way to pay my bills. I use it at the grocery, the gas station, and the haircutters. The problem has been that many Americans get in trouble when they overspend and that can cause a lot of headaches.

The latest good news is that many credit card users are once again paying their bills on time. This is a reflection of the improving economy and the jobs that are being created. Consumer awareness has also improved as well as new financial rules that are helping to protect users. This is all good news to me and the thousands of other credit card users.

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Unemployment

One thing that has not been good for workers over the last year is the fact that companies are not hiring like they used to. This has meant that many people are not receiving the money they are worth. Several businesses have been able to downgrade the pay that people would expect to receive for the jobs they do.

The only hope for many of these people is that the job market will improve and good workers will soon be back in demand. This will mean higher wages for the workers with special skills. I hope this comes true very soon!

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Everything you need

It was surprising to me that even after Christmas, there were a few things I needed that I didn’t get. I thought I had told everyone all the stuff I wanted but I was mistaken. The only thing to do was to purchase the needed items myself. I still didn’t want to go to the mall and so I turned to my usual shopping source that is the internet.

One thing that I found out from a friend of mine was that there are sites where you can go to receive special offers. These are sites that carry a number of coupons that are good for many major stores. You can receive special rates on the goods and services you need. The site I went to is called offers.com and they have a wide selection of money saving deals you can take advantage of.

The good thing is that they have a variety of coupons for just about anything you can think of. Whether its electronics or travel, they have it all. I saw that there were many opportunities to save on almost everything I wanted. It felt good to know that I found this site as I can use it all year round. I love the internet as it provides just about everything you need!

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Peace of mind

In these troubled financial times, there are a lot of people who are taking desperate measures to get the money they need. Some of these people are thieves and they are very good at what they do. They use the internet as a way to ply their trade. These hackers use several tricks to gain the user names and passwords of their intended victims. They use the information to steal money from people’s accounts.

The good news is that there are many ways to protect yourself from having this happen to you. There are many sites on the internet where you can learn about identity theft as well as your credit score. Having this information is a good way to prevent people from taking your hard-earned money. There are several sites that I use on a regular basis. One site is called freescore.com and it’s very helpful.

What attracted me to the site is that you can receive a free credit score report. I also put into practice a lot of the information I found there. I feel much more comfortable about the way my computer is protected as well as my accounts. I love having the peace of mind that comes with knowing how to manage my money and my credit score.

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No more bad news

The news is all bad when it comes to finances lately. All you hear about is how bad the economy is. What many people don’t know is that there are still some good investments out there for people who take the chance to do it. One area that is often overlooked is Stock Trading. It can easily be done and all you need is a little knowledge and a computer.

I have been looking into the situation and have been amazed at what I found out. I had not known that there are opportunities to do Online Trading from home. You can take care of all your investments in one place and deal with such things as IRA’s, Mutual funds, and stocks. That makes it easy to make money from home in your spare time.

Another thing I found out was that you can receive help from a professional if you need too. Taking advantage of an Online Broker could be a great way to receive any guidance you may need. I have been seriously considering all my financial options. I believe I would like to become independent with my money. I am looking forward to working online and taking control of my future. I hope that all those other people will start taking control of their future as well.

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Blue Diamond

The blue diamond in this picture is estimated to bring about 15 million dollars when it goes on the auction block later this month. The diamond weighs in at about 10.95 carats and is extremely rare. The diamond is paired with a white diamond that is cut in the same shape. It will be sold by Christies at auction in New York on Oct. 20.

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Big Losses

The government announced that they expect taxpayers will take a huge loss on the money lent to Chrysler and General Motors. The losses could run as high as $34 billion dollars. Auditors say they have recouped some of the money lent to the corporations, but much of the money will be lost.

The government still has a stake in the companies as it owns about 10 % of Chrysler and about 61% of GM. These shares will be sold when the companies conduct a public stock offering in the future. I sure hope the auctions go well!!

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Love them gift cards!

I have thought that the invention of the gift card was a great idea. Its ease of purchase in the event that an emergency gift was required made it a useful tool. I have been saved from an embarrassing situation more than once by being able to purchase a quick gift for a forgotten event.

It turns out that there can be drawbacks to this wonderful item. Some cards carry fees that reduce their value over time. Another problem is that many times the cards are never used. When they are used, it’s not uncommon that the buyer ends up spending more money than they thought by using the card! Despite their drawbacks, I still love the gift card!

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Fined Monopoly

In today’s USA Today paper is says that Intel was fined a record breaking amount of $1.45 Billion dollars for illegal monopolistic business practices in Europe. I cannot image having over a Billion dollars available in the bank to pay such a huge fine. But it is obvious that Europe takes this type of thing very seriously. American companies need to learn how to do business in other countries without using all the same shady practices they get away with here in the U.S.