Plastic

One thing that Americans can’t seem to live without is their credit cards. I use mine nearly every day and it has become my favorite way to pay my bills. I use it at the grocery, the gas station, and the haircutters. The problem has been that many Americans get in trouble when they overspend and that can cause a lot of headaches.

The latest good news is that many credit card users are once again paying their bills on time. This is a reflection of the improving economy and the jobs that are being created. Consumer awareness has also improved as well as new financial rules that are helping to protect users. This is all good news to me and the thousands of other credit card users.