Category: Money Matters

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I.D. & Credit Theft Is a Reality

Watching the news now a days, there is a huge amount of focus on credit and identity theft which is really becoming a major issue.  Identity theft is indeed very scary and I hope it is something that I don’t ever have to experience.

Mail offerings of things like “no annual fee credit cards” are received almost daily, it’s now a fact of life in this day and there are good and bad companies out there, you really need  educate yourself on the subject or you could get burnt.  “Read the fine print”

I’m glad that there are companies out there that can help when you find things starting to  get out of your control.  And I have found and book marked a web site for our use, in the near future, when our teenager will be entering the adult world of credit.  The site that I’ve found is CreditNet.com it features reviews popular credit cards, credit card offers, bad credit repair services, credit alerts, company reviews and that is just the beginning of all of their services.

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Handicap Transport

A few years back my mother-in-law had a massive stroke which took away her mobility as well as her ability to speak. We wanted her at home and that’s where she wanted to be, so obviously any type of assisted facility was out of the question. The only real problem facing us at the time was the ability to transport her to her doctors, or to just get out and go for a ride somewhere. We needed an affordable handicap vehicle with ease of transport, comfortable ride and room. My brother-in-law found a website www.mobilityworks.com – with the first scan came up with the perfect vehicle! He got an amazing deal on a Para-transit Bus that was in great shape, clean as a whistle, and with all the amenities we’d need.

The Salesman even explained how they could add any other special needs devices we would need for our particular case. A very helpful man, and pleasantly sincere. It was a nice Ford, which my brother-in-law really likes, as well as Dad. And I recently found that the very place with the used handicapped vans for sale, was this Mobility Works Handicap Vans and Buses Place. They even design vans and buses for your particular needs.

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One day I’ll have a shop of my own

I believe that most people dream of running their own business and not having to work for someone else who is profiting from your own hard labors. Hubby and I have been tossing around the idea for years, but there sure seems to be a lot involved that we would need to learn.

If we were to establish our own business it would be in retail, it would be unique of course, because our interests are pretty unique.  He is interested in antiques & collectibles while I am into vintage clothing and accessories, the two are different but would could go hand in hand if done correctly.

Of course getting the funds to open and operate the business would be one major challenge.  We have been through the process of securing a loan for the purchase of our home so we do have some idea of the procedures, although I’m sure a business loan is a bit more elaborate.

We both have immediate family members that have run businesses, some still do, I’m sure we could gain valuable insight from them that would benefit us in our endeavor.

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The Last of The Tooth Fairy

Our last trip to the dentist proved to be another cavity free visit for our youngest, plus we were informed that he only had one more baby tooth left to lose and that this last baby tooth was very loose and ready to pop out at anytime.

Well it did pop out the other night and for the very last time the tooth fairy I made my way into his cluttered bedroom and gently removed this very special tooth and then replaced it with a nice shiny gold 1$ coin.  You know the 1$ gold coin that was recently issued with the President’s images on them.  The first coin to have ever been released by our U.S. mint without the saying of “In God we Trust” inscribed on it. (Boy that really gets my dander up, but that’s another blog entry in the making I can see it now!)

Oh well, just another day of my baby losing precious pieces of his childhood and I am left helpless to do anything about it, but to sit back and treasure the moments. And to keep my camera handy at all times.

tooth fairy

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Our teen-agers wants a new car

Our newly licensed teen-ager has her mind made up that she deserves to Buy a Car!  Not just any car but a brand new one, boy do we need to do some more education with this one and the value of a dollar.

Now it seems to me that a new driver has no need for a brand spanking new vehicle that can cost you and arm and a leg to purchase and put on the road.  She doesn’t understand that most new drivers, especially young teen ones, end up in an accident or two or three before they really know what they are doing.  So a nice used one is the way to go until she is in at least her 20’s.

I heard that when you buy a new vehicle the value decreases between $1000 to $2000 as soon as you drive it off the lot.  It seems that it isn’t that uncommon for a driver to get hit leaving the sale lot, bamm, there goes a grand or two right off the bat.  Bummer!

crazy teens

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Sheetz Card

If you have a Sheetz gas and convenience center around where you live and haven’t gotten your Sheetz card I would like to encourage you to go ahead and sign up for one. You save 3 cents a gallon when you use your card as well as discounts and freebies galore. With the price of everything continuing to go up and up you have to take advantage of savings when you can.

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Heard from girlfriend in Colorado

I got an email with the subject line of “legal funding”, I almost hit the delete button when I noticed that it wasn’t spam but an email from a girlfriend all the way back from Junior High School days.  She and her hubby moved a few years ago to Colorado and she is really good about keeping in touch with email.

They seem to love it out there, but it is so very unfortunate that exactly one year to the day that they moved out there, her hubby was involved in a pretty serious auto accident, to which he was not at fault, he was rear ended while sitting at a red light. His back and neck are both messed up pretty badly and of course he can’t work so the burden has been placed on her to keep the money coming in. And there he sits in pain and not being able to bring in any income, that is depressing I’m sure of that.

They will be receiving a nice large settlement some day but in the mean time they are really struggling to keep their brand new house from going to foreclosure.

But it seems that they were told about an option that they could use to help keep them going until the settlement happens. It seems there are companies that will loan you the money until you receive your settlement and you don’t have to start making payments until you start receiving your settlement and she was sending me the link to it in her excitement of finding out that there may be a way to help save the day.

I’ve heard of these companies, and they sound like they could be very helpful when you are in desperate need of losing your home and all that you treasure in life. I hope it works out for them.

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Gene Simmons is a “Hoot”

As some one who grew up in the 60’s and lived through the music of so many talented artists of the 50’s,60’s,70’s, and then, of course, the 80’s. My family was very music oriented and I had the opportunity to be exposed to all kinds of music and still do enjoy a variety of music to this day, when so many people limit theirs into just one or two kinds.

I remember the band by the name of KISS, they really made a statement and the public went wild about it, they certainly made a name for themselves and became extremely rich and famous with their hard rock, make-up and special effects that mainly consisted of some sort of fire.

So when I stumbled onto Gene Simmons reality show, Gene Simmons Family Jewels, late one night I decided to check it out and I instantly became hooked on it. Once again I remember a lot of their music and for the most part enjoyed it, although I would not consider myself as a die hard fan, so I have not been following their lives, but for some reason their show is funny and entertaining and gives you an insight into their personal family life that just makes me feel good about them and it amuses me to watch them.

If you haven’t ever watched the show you may want to consider checking it out sometime for a laugh or two, usually at Gene Simmons expense.

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Mystery Shopping Solutions

From what I understand it doesn’t really matter what your mystery shopping objective is, BestMark has mystery shopping solutions that will partner you and develop a program that is designed to provide you with hard, actionable data using state of the art technologies and proven shop methodologies. If you have a need or an interest in this I would urge you to check it out, you will be amazed with what they have to offer, Mystery Shopping saves everyone in all sorts of ways and gives you a chance to improve your business’s customer status and it’s financial estates.

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LIBRA

Libra me

I can’t imagine what could motivate me more than cold hard cash, but we will see the day is young and I am said to be open minded.  On second thought sleep would make me extremely happy, I stayed up all night long last night on the computer, couldn’t sleep and got tired of tossing and turning and hearing Hubby snoring right by my ear.  I’m not how I am going to function today, it’s any body’s guess.