Tag: insurance

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Home security is like insurance

This guest post from Lenny Mcknight

I think it is about time I got security systems for home. I told my husband that we really should start considering getting something done at our house. It is an older house so all of the locks and windows are a bit odd and hard to keep closed and locked. We thought about going through and getting all the windows and locks replaced. My husband did not really want to since he felt that it would take from the character of the house. For me, it was always about saving money. The old windows were so bad, it seemed like we just wasted so much energy and money. I am not sure if we will replace the windows, but I have definitely made a good case about it to my husband. When it comes to home security systems though, I just keep telling him that it is like an insurance policy on your house, except better probably. I do not understand why we have all the insurance policies we do, but we cannot get something simple like a home security system set up. It is more practical in my mind since it’s protecting the things you use and the place you live every day!

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March Winds

March winds around here get bothersome and scary at times. Today it was so windy that two of my wind chimes went East. Yes, literally. The wind is coming in for the West. It was warm and sunny today but the wind made it quite a bit colder. Had the wind not been blowing so hard, it no doubt would have been in the high 60’s.

Because of the wind, one of my neighbor’s big tree branches cracked and I heard it while in my house. I went outside in time to see the whole middle branch of the tree, crack again and fall. The neighbor wasn’t home, and had he been…his car would have been toast. The HUGH branch came down in the exact spot he always parks his car. Talk about a fortunate person, eh?

I found three bird’s nests that fell and also all kinds of debris kept blowing by. I sort of felt like I was in Kansas with Dorthy and Toto, for awhile. There indeed was a lot of damage caused by this wind and it is supposed to be windy tomorrow also, but temps won’t be so warm and rain is called for also. Wonder what the weekend will bring. I see a great deal of our shingles have blown away. More property damage, that isn’t the up to the deductible rate, with our insurance, so we’ll have to shell out more money to fix it. *deep sigh*

 

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Tornado season early

Tornadoes are common here, even sometimes surprisingly even in November or later. With the weather being as strange at it is and has been all over the United States, nothing surprises me anymore. Last night we had a big storm roll in, and the wind was really roaring, and I saw branches broken and also garbage cans, being blown down the road.

The wind picked up more and we did have a tornado watch, but I never trust what it says on the alerts, as we’ve been under watches before, and I tornado has actually touched down in our back field. So much for giving us any warning. THAT was scary.

During all the sounds of wind and hail coming down, I heard a big ripping like sound that came from the East side of the house. All I could think was, another bill and more home improvement. I’m sort of getting used to thinking that lately. When I went out in the morning, sure enough…there is another project. The siding was pulled and blown off the corner of the house. I’m glad we kept extra siding, as what was off and loose was bent all to heck and back. There isn’t enough damage to make the deductible, with the insurance company, but just enough to be a pain in the butt to replace.