Saving and Spending

So I decided that I wanted to take the family on a nice vacation this year but, realized I needed to take a look at our finances first. I’ve always had an idea of how much we spend on everything, but never really had a budget that was written down. In order to get a realistic idea of what we’re saving and spending, I thought maybe I should track everything.

I looked up free budget software online to get started. After all, I’m trying to save and I don’t want to shill out more money in all of this. At first I thought I would be overwhelmed. I watched a few video demos on how easy the software programs are to use. Some programs wanted a ton of information and others looked just like a spread sheet. I already have spread sheet software… that’s not what I was looking for.

I looked at reviews for best budgeting sites to get opinions of what other people thought worked and didn’t for them. I’ve narrowed it down to three different sites. I think just to get a good idea of what each site can do for me I’ll use them each for the next two months. At the end of the two months I should be able to tell which software will work best for me in the long run.

I can’t wait to see where our money is actually going. I wonder if I’ll find that it hasn’t been going where I thought it had been this whole time. No matter where it’s going I want to save so that we can afford a nice vacation. Budgeting here we come!

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