I have decided that after quitting school and being lazy enjoying the holidays these last couple of weeks I need to grow up and get serious about getting a job. I have always wanted to see the United States and I’m still young so I am thinking about learning to drive a truck.I have been looking into this and I think I can do it. I have to take a training course and pass the DOT exam to get my CDL and then I’m on my way. Can’t wait for this new chapter to begin I just hope the living on the road doesn’t get old.
A Surprise
I was reading an article today about women drivers. The article stated that contrary to popular belief, most women are better drivers than men. I was quite surprised by this statement. I have spent most of my life believing the opposite. After living through many of my own experiences, I thought that girls were bad drivers. Surprisingly, according to the numbers women are safer drivers than men.
I was also unaware that in many cases, car insurance for women is cheaper. There are companies that actually seek out women drivers in order to get the lowest rates. I always say that the numbers don’t lie and I guess I’ll have to change my opinion. There are also other ways for to obtain cheap car insurance for women. By taking advantage of discounts and enrolling in driver education courses, women can get insurance that is very affordable.
I guess the battle between the sexes will go on for awhile longer, but I am certainly disheartened to find that men are on the bottom end of this deal. I will be glad to know that at least my wife will be able to afford the coverage she needs while driving around. I guess the insurance companies haven’t seen her driving yet!
Shaking my head
Sometimes I just have to shake my head and walk away. At work there is one employee that this happens often with. I have never met someone who is so obviously clueless in my life until him. I cannot understand how people can walk through life with such a lack of common sense and still be alive. It makes it even worse that somehow this person made it to a supervisory position and others have to answer to him. I am just thankful that he is not my boss. Unfortunately I am not his superior either, or I would have gotten rid of him. I wish I knew why they hired someone so unbelievably stupid.
Work work work
We have been so busy at work lately, I don’t know if I am coming or going. I don’t remember us ever being this busy before. We have an amazing amount of new accounts to handle and may even have to hire some new people to help with it all. HR is thinking about some temps, but I think we may need some permanent people as well. I guess we shall see.
Claimed or not
The government has a long memory in many cases. You would be surprised how much information they have on the average citizen. This info is written down somewhere and it can come back to haunt you when it is brought to light. There are other times however when you can do well just by knowing the truth.
The truth is that many people have money owed to them by the government. Unclaimed tax refunds are one area where the government owes out a lot of bills. I believe that those who don’t always file their taxes should check out the situation and see if they are owed money. It could be a very good day for some.
Work and money
One thing that has been good is work. I consider myself fortunate that I have had steady work throughout the last year. I know that many people are struggling to get work and I feel sorry for them. It must be devastating to their finances and their self esteem.
The good news is that the economy is finally picking up. Many people are finding jobs and getting back to work. I hope the trend continues and that everyone will find the job they seek. The good times are ahead and I hope that everyone will enjoy them.
Financial futures
One thing that everyone needs to be doing in these tough economic times is making sure that they take care of their finances. These days, every penny counts and it’s important to use the money you have to make money. This is especially important for those who plan to retire at some point in their life. The good news is that there are ways to do this easily and cheaply.
For those who are in this position, there are some good sites on the internet to help with the task. You can find some Do it Yourself portfolio management tools that will steer you in the right direction. By using the information obtained from these sites, you can almost guarantee yourself a bright financial future. Many experts have done much of the legwork for you and that gives you a leg up on everyone else.
You can use an Online Portfolio Manager to help you as well as using Portfolio rebalancing software to ensure that you are on the right path to a secure retirement. This is serious business as your future depends largely on how you manage your money in the years before retirement. For those who wish to retire happily I believe this is good advice. I hope everyone will take this advice to heart and look into the situation today.
Boots
Summer is not exactly the time of year that most people think about buying boots. But if you work construction, you have got to wear boots for safety. On some job sites, steel toed boots are required. On other job sites when you have to walk on pavement or concrete all day, a different kind of sole makes a huge difference in comfort. People not used to walking or standing on concrete end up with not only sore feet, but often have trouble with their lower back and their neck or shoulders.
All That Glitters
If a person from the local Television station was doing “Man on the Street” interviews with a camera crew and he asked you to tell him the price of gold what would you say? I would have to be honest and tell him that I have no idea what today’s gold prices could possibly be. I do know a little about gold, like it is the purest form of money and cannot be devalued by Governments like the American dollar can be devalued.
Twice a day, a group of bankers in London meet and decide to announce the current gold spot to the world. They make the announcement by telephone and the rest of the world makes their investment decisions based on that announcement. The five banks involved in making this twice daily decision are World Heavyweights in the banking industry. I know you have heard of most if not all of them, including Barclays Capital, Deutsche Bank HSBC Scotia-Mocatta and Societe Generale. I believe that all of these banks have a presence in America, too. I’m pretty sure the last time I was in New York City we took a cab down Wall Street and saw signs for all of these.
Trade with Me
Despite the fact that the economy has not done so well this year, there is still some good news. What many people don’t realize is that many companies made record profits over the last several months. I know because I happen to own some stocks and bonds. I enjoy keeping track of their progress and like to see them grow in value.
Some of my stocks were not doing as well as others. That’s why I started looking into Online Trading as a way to adjust the ones I have. I found a site called firstrade.com that helps me do that. I can do all of my Stock Trading from the comfort of my home whenever I have the time. While I am starting out slowly, I am gaining more confidence in my ability to trade.
One area that I wanted to concentrate on was my IRA Accounts. I really want to be set for life when I retire and these accounts are a very important part of that. I have made some adjustments to them in order to reach the financial goals I have set for myself. The whole thing is working out well so far and I plan to keep working toward my goals. I am sure I’ll do fine with a little help from my friends online.