One thing that nearly everybody wants is for everyone to have a great Christmas. This usually involves finding the perfect gift for someone who is special in your life. The problem is that some people who find that gift do not have the money to pay for it right away. And so they put the product on layaway.
There are some though who believe that putting a product on layaway can cost you more than is necessary. Due to the fees and interest charged by stores, you can end up paying a lot of money for the product that you purchased. I think this is good information to keep in mind.