Category: Finance/Monies

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Dressing Up Like A Big Girl For The Prom

My sister’s oldest daughter, Kim, is getting excited about graduating from high school this June. She is going to take a year off and then head to college the following year, or at least that is the plan as of now. The way things change around here you are never really sure until it happens. Kim is a smart kid and has the capability to do some pretty cool things in her lifetime, so we have all done our best to try and keep her right on track. This hasn’t always been easy, but 5 months to go and then she will be on her own.

Right now one of the concerns is her finding the best looking of the evening dresses for prom night which is a big deal in our small town. Since we don’t really live near a big city with a large mall to shop in you either have to go out of town to find your evening and/or prom dresses and hope that no one else goes there and buys the same one. Or you can shop online and find the perfect dress since there is still plenty of time. There are great deals to be found online, sites that are offering free shipping and accept PayPal always get my vote and my business.

Hard to believe that Kim will soon be eighteen and will be leaving the nest. I’ve watched her grow and have been very active in her life and I believe that she has a good head on her shoulders and that she won’t let us all down.

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Not Too Old To Learn About The Stock and Online Trading

Now I know that I don’t look or act the type of guy that would be interested in Mobile Trading, IRA Accounts and all the other things that tie into what  Online Trading is all about these days. But I’ve heard so much about Stock Trading from a variety of folks that have found alternative ways to bring a decent income in such a screwed up economy that we have all found ourselves suffering from. With no light seemingly in sight at the end of this ever growing tunnel it is all too overwhelming and people are getting more desperate with each passing day, I’m sorry to say.

I’ve had, in the past, Mutual Funds, so I’m familiar with this type of financial gamble that I personally lost a good amount of my hard earned money in a matter of months. But Stock Trading and the use of an Online Broker are just a bit more over my head and I’d really like to start learning more about all of these Stock!s, Options, EFTs and Fixed Incomes for a starter I have a distant cousin who has consented to come over either Saturday or Sunday of next weekend and spend some time with me on my laptop and show me some of the ropes that he has been learning and finding out about the last 9 months or so. Even my eldest sister might join us to listen in and find out for herself in case she becomes interested as well. It is something that we could do together and learn together and possibly earn some money together. We will see how it pans out after the first initial meeting, so to speak.

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The New 2011 Scion IQ Micro-Sub Compact

Have you seen or heard of the new 2011 scion iq that is the talk of the town, so to speak.  It is being designated as the friendly competitor of The Smart Car that we all have seen buzzing down the roads these past couple years. I don’t know anyone that owns one so that I can get their opinion on these tiny little mini vehicles. I guess I could go down to the dealership and take one out for a test drive one day. I’d like to see how they handle on the roads and at 55 MPH or more.

This scion iq launch is a mighty big to do for the micro-sub compact industry. We are finding the need for much smaller vehicles that don’t eat up as much energy as the vehicles that we have grown accustomed to. Check out scion.com and find out all you need to know about the line up that is ready and waiting for launching. These are some pretty cool looking little cars and I’m sure we will be seeing them up and down our roads here real soon. It will be interesting to see people’s reactions to them.

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Hansen Wholesale offers Guaranteed Lowest Prices on ALL Gas logs by R. H. Peterson

Been thinking about  turning to Gas Logs sometime in the near future. From what I can tell R. H. Peterson Real Fyre Gas Logs are right up there on top and that they have a great website with a lot of good information to take in on the subject. So I’ve been taking a gander around the Robert H. Peterson gas logs site to find out more about the world of Vented Gas Logs and Ventless Gas Logs, I didn’t know that there would be such a variety to choose from and many things that are factored into the decision of which way to go. But I’m sure that Hansen Wholesale is the place that I’m going to be purchasing my choice from.

This old farm house is going to be needing upgrades in so many areas and I can only do such much with so little time and money, but if I keep on steady like I might be able to see and feel a difference and feel good about what I’ve been putting so much blood, sweat and tears into. It’s not like it’s a money pit, my parents took real good care of the place but it is old and it needs to be kept on top of so it doesn’t start going downhill because that can turn into a real nightmare.

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Credit Issues

Who would have thought that our credit report would have so much impact on our daily lives? I used to think that credit was only important if you wanted to buy a house. But over the years I have learned that credit affects buying a car, getting credit cards, and even getting life insurance. So I decided to find a place that could help and discovered  The Credit People have a web site with lots of good information.

There are web sites to help people with credit repair service as well as giving information to people just learning about credit and getting started, such as new college grads and even people newly widowed who never handled money before. I’m hoping that this type of information might help some one else out in their time of need and these are certainly needy times that we have gotten ourselves in.

My credit got all messed up a few years back, before my parents passed away and I took over the farm and house. I haven’t had the extra time or energy to deal with credit issues but due to my sister’s urging I have been looking around a bit online researching the different “Repair Your Bad Credit” options and offers that are out there today. You can imagine how much easier the Internet makes this task for me. The last thing I need is to be tangled up with numerous phone calls or playing phone tag throughout my busy day.

I have managed to pay off most of my credit card bills, but there are still two of them that have some pretty high balances on them, with some pretty steep interest rates being charged each month. I’ll be able to breath a bit easier once they are done and over with, and I’m so looking forward to that day.

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Vehicle Issues

Gone are the days of spending hours on the phone with your local yellow pages in one hand, pen and paper in the other hand and writing pages of information down in an effort to find the best car insurance quote from insurance agents in your neighborhood.

All this takes place after you have spent many hours hopping from one car dealership to another finding the perfect vehicle to purchase. This process could takes days, weeks and even months to accomplish, what a time consuming task that was, back in the day!

Today you can spend what time you have and need comparing vehicles and car insurance cost offers and issues on web sites like what thecarconnection.com web site has to offer. It’s a geat one stop shopping web site for just about everything concerning new and used vehicles. Ratings, articles, reviews, photos, prices, etc. Just about every type of vehicle can be found here, lincoln, dodge, chevy, ford, honda, mazda, toyota, vw and a whole lot more right at your finger tips. They really have done a boat load of legwork on this site folks, they couldn’t have made it any easier, even financing issues can be found there.

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Gift Cards

Gift Cards and Gift Certificates have become a very popular gift giving item. Too many times have we all purchased a gift for some one only to find out that they all ready have one, or don’t need or want one and it turns out to be a waste of time and money for everyone all the way around. With Christmas coming about in short order I have been spending some time online looking for gift ideas for the folks that I need to buy holiday gifts for and I’ve decided that I will purchase gift cards for many of these folks that are on my Christmas gift giving list.

I have found a site at globalsportsstore.com that have some great products that I’m sure several of my friends and family members would enjoy. They have tons of outdoor and sports related products, like Air Rifles and Guns, along with the ever popular GPS systems that just about everyone owns or would like to for the majority of their vehicles. GPS has become very specialized and the prices are coming down just a bit each and every year. So I’m going to go ahead and order several gift cards from this site and get a few names checked off of my list nice and early like.

If you want to see a cool online sports store give globalsportsstore.com a look see and see if you get any gift giving ideas for your holiday gift giving options.

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End of The Month

I’ll be so glad when the end of September gets here. That is when I can switch to another cell phone provider. I hate the one that I’m currently stuck with and have been for the past two years. There are better deals out there and I’m researching the different providers out there to find the best one for me and my needs. I’m due for a new phone anyway.

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All Work and No Play

My older sister is making plans to take the whole family to Florida this summer. She received a handsome refund check from the I.R.S. this year due to the tax credits and the stimulus package from President Obama and wants to take everyone away from all the hustle and bustle that live dishes out to each and every one of us. I’m up for that!

She has been researching Disney Tickets on the Internet, getting a head start on it all and taking her time in an effort to find the best deals. The Internet has brought making such a task a much easier one to tackle, but it still takes take to gather the information and digest it all. She is utilizing Orlandofuntickets.com right now and is sending out massive emails to the whole family, asking questions, picking every one’s brains on what they would like to do and what they would like to see while down there. Her kids have never been to a Walt Disney Theme Park and are anxious to meet Mickey Mouse and all their favorite Disney characters and want to spend a few days visiting there. While the older family members would like to visit the Animal Kingdom and the Epcot Center while we are down there.

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ATMs and Their Fees

I was in hopes that the commercial that my bank has been showing concerning their new “no ATM fees” would apply to my account. Wrong. You have to have a $5000 balance in order to receive this new perk. Like it is going to happen any time soon here!