Credit Issues

Who would have thought that our credit report would have so much impact on our daily lives? I used to think that credit was only important if you wanted to buy a house. But over the years I have learned that credit affects buying a car, getting credit cards, and even getting life insurance. So I decided to find a place that could help and discovered  The Credit People have a web site with lots of good information.

There are web sites to help people with credit repair service as well as giving information to people just learning about credit and getting started, such as new college grads and even people newly widowed who never handled money before. I’m hoping that this type of information might help some one else out in their time of need and these are certainly needy times that we have gotten ourselves in.

My credit got all messed up a few years back, before my parents passed away and I took over the farm and house. I haven’t had the extra time or energy to deal with credit issues but due to my sister’s urging I have been looking around a bit online researching the different “Repair Your Bad Credit” options and offers that are out there today. You can imagine how much easier the Internet makes this task for me. The last thing I need is to be tangled up with numerous phone calls or playing phone tag throughout my busy day.

I have managed to pay off most of my credit card bills, but there are still two of them that have some pretty high balances on them, with some pretty steep interest rates being charged each month. I’ll be able to breath a bit easier once they are done and over with, and I’m so looking forward to that day.